Money management built around your community.

Bring your group savings, loans, projects, and financial reporting into one organised workspace.

Dashboard

Your Chama at a glance

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Good day, Administrator 👋

Here is your Chama's sample overview.

Total savingsKSh 850,000Sample figure
Active members128Across this demo group
Outstanding loansKSh 214,500Needs monitoring
Projects in progress4Sample project records

Recent transactions

Monthly savings contributionJane W. · Today, 09:20
KSh 2,000
Loan repaymentPeter K. · Yesterday
KSh 5,000
Project expenseGreenhouse project · 6 Oct
−KSh 8,500

Quick actions

Notifications, approvals, and security alerts will connect to real data in later stages.

Register a member

Stage 2 registration interface. Demo records are not stored on a server.

Stage 2

Prototype only: this form does not create a secure login account or save records to a database. Use fictional data while testing.

Members directory

Sample and newly added demo members

3 members
Total savingsKSh 850,000Sample data
Contributions this monthKSh 72,000Sample data
Members contributed94Sample data
Pending reconciliation6Example only

Savings ledger

DateMemberReferenceMethodAmountStatus
09 Oct 2026Jane WanjikuDEMO-1024M-Pesa (sample)KSh 2,000Recorded demo
08 Oct 2026Peter KiptooDEMO-1023Bank (sample)KSh 1,500Recorded demo
Pending applications8Sample data
Active loans31Sample data
Outstanding balanceKSh 214,500Sample data
Interest rule5% flatProposed Chama rule

Loan management

The agreed rule is maximum 3× recorded savings; committee approval required.

Loan IDMemberPrincipalTermPurposeStatus
LN-DEMO-01Jane WanjikuKSh 15,0006 monthsBusiness stockCommittee review
LN-DEMO-02Peter KiptooKSh 20,00010 monthsSchool feesActive

Group projects

Track project budgets, contributions, milestones, and expenses.

Projects4Sample portfolio
Total budgetKSh 420,000Sample data
SpentKSh 163,500Sample data
RemainingKSh 256,500Sample data
ProjectBudgetSpentProgressStatus
Greenhouse farmingKSh 180,000KSh 68,50045%In progress
Water tankKSh 120,000KSh 55,00060%In progress
Group shopKSh 80,000KSh 40,00035%Planning

Transactions

A unified view of money moving through the Chama.

DateReferenceTypeMember / projectAmountStatus
09 Oct 2026DEMO-1024SavingsJane Wanjiku+KSh 2,000Sample
08 Oct 2026DEMO-1023Loan repaymentPeter Kiptoo+KSh 5,000Sample
06 Oct 2026DEMO-1022Project expenseGreenhouse farming−KSh 8,500Sample
Cash balanceKSh 45,000Sample figure
Bank balanceKSh 360,000Sample figure
M-Pesa balanceKSh 28,500Sample figure
Unreconciled items6Sample figure

Accounts and payment channels

Not connected
This page is a layout placeholder. Live M-Pesa and bank integration will be implemented in Stage 4 using provider-approved APIs, secure callbacks, and transaction reconciliation. Never enter an M-Pesa PIN here.

Reports & accounting

Financial summaries for committee review.

Total incomeKSh 126,000Sample period
Total expensesKSh 48,500Sample period
Net movementKSh 77,500Sample period
Report statusPreviewNot audited

Available report layouts

Member savings statementMember-by-member contributions and balance
Planned
Loan portfolio and arrearsPrincipal, interest, repayments, and overdue amounts
Planned
Income and expenditureGroup cashbook and accounting summary
Planned

Notifications

Important reminders and account activity.

Loan committee review pendingDemo alert · 2 loan applications need a decision.
Action needed
Monthly savings reminderDemo alert · Members are reminded to contribute.
Reminder
Security setup incompleteMulti-factor authentication is not enabled in this UI prototype.
Security

Settings

Organisation preferences and access configuration.

Security & audit

Security controls planned for Stage 8.

✓
Role-based permissions
Members, treasurer, committee, and administrator access.
✓
Audit trail
Track who changed records, when, and why.
✓
Account protection
Secure password handling, session expiry, and multi-factor authentication.
✓
Data protection
Encrypted transport, backups, and least-privilege access.
These are planned controls, not active security protections in this UI-only prototype.